Pension Planning

There are many ways in which you can save for your retirement.  As Independent Financial Advisers we are ideally placed to advise you which are most appropriate to your circumstances.

Individuals
We regularly advise clients who wish to

• set up their own Self Invested Personal Pension
  Providing a high degree of flexibility and a wide investment choice
  
  
• contribute to a new or existing Personal Pension or Stakeholder Plan
  Cost effective pension planning enhanced by tax relief
  
  
• review their existing pension plans
  We can provide illustrations of likely benefits and cost comparisons
  
  
• take advantage of current legislation to reduce the tax they are paying
   Maximising tax-planning opportunities to enhance investment returns
  
  
• look at alternative ways of saving for retirement
  Individual Savings Accounts can provide tax-free income in retirement

Directors and Companies
For many years we have been able to offer directors of limited companies the opportunity to utilise their pension funds to help them grow their business while still providing for their own retirement.

Small Self Administered Pension Schemes can provide excellent tax planning and investment opportunities unavailable to other forms of pension.

We can set up and administer such schemes at a competitive cost.