With protection services from Gibbs Denley you can have the security of knowing that your family will be looked after even if you or your partner die or are unable to work for a significant period of time.
- Life Assurance can replace lost income and provide capital to repay debts, such as a mortgage when someone dies, providing the surviving partner with the financial security needed in which to raise a family.
- Income Protection Cover provides for long-term replacement income if you are unable to work through accident or sickness. Do you know how long your employer will pay you if you are off sick?
If you are in business, the future ownership and prosperity of the firm can be protected in the event of a partner, director or ‘key’ person dying or being long-term sick, protecting both the business, and your family against inheriting the business or any related debt. This can include Key Person Cover, Shareholder Protection, Business Loan Cover and Relevant Life Policies.
The effect of Inheritance Tax may be mitigated by arranging life assurance, written in trust for your beneficiaries, to cover any potential Inheritance Tax bills.