Are you thinking about gifting during your lifetime? Traditionally, you’d pass on wealth to family and friends through an inheritance, but many people are finding that doesn’t fit in with their plans. Instead, they’re passing on some assets now, but they do need to think about how it will affect the legacy they leave behind. [click to continue…]
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We all hope to achieve financial security in retirement, allowing us to focus on the things we enjoy. While retirement might be associated with indulging hobbies and aspirations, Generation X (born between the mid-1960s and early 1980s) need to plan ahead if they’re to enjoy the same level of security as their parents. [click to continue…]
If you’re planning to camp this summer, it doesn’t have to mean giving up your luxuries. Gone are the days when staying in a tent meant roughing it. Today, there are plenty of ways to bring home comforts, or even a bit of indulgence, on a camping trip as you explore the UK. [click to continue…]
As a nation, we’ve embraced gardening over the last year. With social distancing in place, we’ve fallen in love with our outdoor spaces, whether to entertain or relax in. According to the Royal Horticultural Society (RHS), three million Brits have developed green fingers recently. [click to continue…]
Since 1974, World Environment Day has been celebrated annually on 5 June. It aims to engage governments, businesses, and people to address pressing environmental issues. This year, the theme is “ecosystems”. [click to continue…]
The pandemic has highlighted the impact the unexpected can have on finances and lifestyle for millions of people. The uncertainty of the last year is spurring more people to consider financial protection products. However, simply taking out a protection policy may not provide you with the right type or level of cover. It’s crucial you consider your priorities and situation. [click to continue…]
March is always a challenging month in financial services as the end of the tax year looms and our teams work tirelessly to do everything they can to make sure our clients have maximised their annual allowances before they lose them. March 2021 had some greater challenges than usual, too, with around 90% of the company still working from home as the third lockdown dragged on. [click to continue…]
The start of 2021 brought an optimistic outlook, but the quarter ended up being somewhat disappointing as markets dipped on fears that inflation would increase in the future, as well as renewed lockdown in some places. Inflation could come as a result of increased economic activity as some normality returns to life following the pandemic, but we do not feel that this poses a risk to assets in the near future. We will continue to watch for signs of rising inflation in the future, however.
Coming out of lockdown, we are looking forward to and positioning for better economic times ahead. The forecasts, even based upon quite cautious criteria, show a return to normality that brings with it higher spending, more activity and a return to growth. While we are pleased to see such positive indicators, we also know that the financial support measures that are keeping the economy going must come to an end at some point and this will inevitably come with risks and volatility.
Late last year, the government announced that a range of documents and consultations on future tax policies would be released after the Budget.
Dubbed “tax day”, these announcements came later than usual this year to allow for greater scrutiny after the significant number of changes Rishi Sunak announced in his Budget.
Gibbs Denley Financial Services are proud partners of Shelford Rugby Club and we are extremely pleased to be able to support them and all the great work they’ve been doing during these turbulent times. [click to continue…]